Maximize Your Claim with Expert Storm Damage Restoration Support – Get Every Dollar You Deserve, Fast

K&M turns storm chaos into cash for repairs with our FREE damage assessment and relentless insurance advocacy. Our skilled team uncovers hidden losses, files precise claims, and negotiates hard—securing up to 19% more from your insurer so your property stays strong without the hassle.

Voted Best in Texoma for 7 Years in a row

Searching for a trustworthy partner to restore your Storm-Damaged Roof? Sidestep these pitfalls to save both time and money!

Beware of Hidden Costs & Claim Issues

Many roofing companies often settle for the bare minimum when it comes to insurance claims, leaving you to shoulder unexpected expenses. Additionally, some contractors may surprise you with hidden fees once the project is underway, leading to frustration and financial strain.

The K&M Difference:

We secure up to 19% more in insurance payouts on average.

No surprise fees—what we quote is what you pay.

Avoid Disruptions & Costly Delays

Working with slow and inexperienced contractors can lead to significant delays, disrupting your life and resulting in lost time. If timelines are not met, you risk incurring additional costs that could have been avoided with a higher quality service such as K&M.

The K&M Difference:

Fast, precise inspections to detect issues early.

Repairs and replacements completed on schedule with minimal downtime.

Protect Yourself from Legal Risks

Hiring an unlicensed or uninsured contractor can expose you to subpar workmanship and compliance violations, creating serious legal liabilities if accidents occur. The repercussions of these decisions can be costly and damaging to your property, making it essential to choose a qualified professional such as K&M.

The K&M Difference:

Fully licensed, insured, and OSHA-compliant for total peace of mind.

Work meets all industry codes to protect your investment.

5 star svg graphic

4.9 Star rating on Google and Facebook with 250+ reviews

Storm Damage Restoration: Your Roof’s Lifeline After Severe Weather

In North Texas and Southeast Oklahoma, storm season can unleash chaos — high winds shred shingles, hail pummels surfaces, and rain seeps into cracks. Roof storm damage restoration is the critical fix, repairing and reinforcing your home against nature’s fury. Ignoring it risks safety, skyrocketing costs, and property devaluation. Our rapid response halts leaks, mold, and collapse, preserving your investment and restoring peace of mind in storm country.

$85,000

Unaddressed storm damage in North Texas and Southeast Oklahoma can spiral into $85,000 replacement costs—early restoration stops the bleed.

45%

Over 45% of regional insurance claims stem from storm-driven roof failures—act fast to slash downtime and protect your bottom line.

How K&M Stacks up against the competition

K&M Roofing
(That's us!)
Other Roofing Companies
Maximized Insurance Coverage for Storm damage restoration
No Hidden Fees or Surprise Charges—What We Quote Is What You Pay
Custom storm damage restoration Plans Tailored to Your Property & Policy
Expertise in restoring Complex & Multi-Structure Roofs
FREE Thermal Drone & Infrared Leak Detection Before restoration Begins
Moisture Mapping & Structural Integrity Reports to Prevent Future Issues
Emergency Leak Repair While You Wait for Storm damage restoration Approval
Fast Turnaround—Most storm damage restorations Completed in Just One Day
Certified in All Major Roofing Systems—Shingle, Metal, TPO, EPDM, & More
Fully Licensed, Insured, and Code-Compliant for storm damage restoration Projects
Optional Annual Inspections to Extend Your restored Roof’s Lifespan
Voted Best Roofing Company in Texoma 7 Years Running

Trusted and Certified by top industries nation wide

How Much Does Storm Damage Restoration Cost with K&M?

How much storm damage restoration costs with K&M depends on various factors, including the extent of the damage, the materials needed, and the specific conditions of your property. By scheduling a comprehensive inspection, we can assess the situation and provide a clear estimate. Our team will assist you in navigating the insurance claims process, ensuring you receive the maximum coverage possible to minimize your out-of-pocket expenses.

Maximize Your Investment with Insurance Support – Many property owners overlook full coverage during roof replacements. We collaborate closely with insurers to help ensure you receive all the benefits you are entitled to.

Avoid Future Costs with Proactive Replacements – Taking care of a damaged or aging roof now can prevent more significant problems in the future, helping you avoid costly repairs and disruptions down the line.

Affordable Solutions for Every Budget – Whether you require a complete roof replacement or enhancements to your existing system, we offer flexible financing and cost-effective options to protect your property without financial strain.

K&M Process for Protecting Your Roof, Maximizing Your Insurance, and Preventing Costly Damage

1. IDENTIFY INTERIOR LEAK SPOTS

A leak in your roof is often just the tip of the iceberg. Water can travel along beams, walls, and insulation before becoming visible, so the stain you see may not reveal the true source of the problem. Our experts conduct thorough inspections of ceilings, walls, and structural elements to trace leaks back to their origin, ensuring no hidden damage goes undetected.

2. COMPREHENSIVE ROOF ACCESS & INSPECTION

A comprehensive inspection is essential for effective roof repair or replacement. We assess every aspect of your roof, including valleys, gutters, vents, and transitions between different surfaces. Each critical area is documented with high-resolution photos, allowing us to accurately diagnose issues and recommend tailored solutions.

3. STATE-OF-THE-ART DRONE INSPECTION

What you can’t see could cost you thousands. That’s why we utilize advanced drone technology equipped with thermal imaging and high-resolution cameras to detect moisture beneath your roof’s surface. This cutting-edge method uncovers hidden damage that standard inspections often overlook—providing you with a complete assessment of your roof’s condition before problems escalate.

4. PRECISION PROBLEM LOCATION & DOCUMENTATION

No guesswork — just precise accuracy. With drone-generated imagery, we accurately map problem areas and measure damage down to the inch. This thorough documentation ensures we can support your insurance claims, provide accurate repair estimates, and prevent minor issues from turning into major expenses.

5. ROOF REPAIRS AND REPLACEMENTS

Many roofing contractors leave property owners to handle insurance claims alone, often resulting in underpaid or denied claims. We advocate for you, ensuring that all repairs—whether minor fixes or complete roof replacements—comply with local building codes. Our proven approach secures an average of 19% more in insurance payouts for our clients.

6. EXTEND YOUR ROOF'S LIFESPAN

Taking a proactive approach now can help prevent costly replacements later. By addressing leaks and structural weaknesses early, we assist in extending the lifespan of your roof, maximizing your investment, and minimizing disruptions to your daily rhythms.

Trusted Storm Damage Restoration Experts Committed to Excellence

Customers Served

5,000+

We’ve helped thousands of customers safeguard their properties with expert storm damage restoration solutions, ensuring long-term protection and performance.

Insurance Claim success rate

100%

We consistently secure maximum insurance payouts, ensuring property owners receive full coverage for storm damage restoration—minimizing out-of-pocket costs.

work and materials Warranties

10+ Years

Our industry-leading warranties on materials and workmanship give property owners confidence that their investment is protected for years to come.

Storm Damage Restoration FAQs – Everything You Need to Know

Isn’t storm damage restoration too expensive? I can’t afford it right now.

We recognize that storm damage restoration is a substantial investment for any property owner. However, postponing necessary repairs can result in serious structural issues, costly disruptions, and potential code violations. At K&M Roofing, we collaborate directly with your insurance provider to secure the highest possible payout—on average, 19% more—ensuring you don’t miss out on available funds. Additionally, we offer flexible financing options designed for your property, allowing you to obtain the protection you need without straining your budget.

Can I just patch up the storm damage instead of replacing the whole roof?

In some cases, a patch may seem like a temporary fix, but hidden problems such as trapped moisture, weakened insulation, and undetected leaks can exacerbate over time, leading to costly interior damage and disruptions. That’s why we provide free thermal drone inspections and moisture mapping to determine if a repair is feasible or if a complete restoration is necessary. If a full restoration is required, we’ll guide you through the insurance process to ensure maximum coverage with minimal out-of-pocket expenses.

Do you offer financing or payment plans for storm damage restoration projects?

Yes, we provide tailored financing solutions for all types of properties. Whether insurance covers part of your project or you need additional financial flexibility, we offer low monthly payment plans and deferred payment options to help you budget effectively. A durable, leak-free roof is essential for protecting your assets and maintaining peace of mind, and we make it as easy as possible to afford the best solution for your home.

What if my insurance doesn’t cover the full cost of storm damage restoration?

Insurance companies often undervalue claims or deny coverage for essential repairs. That’s why we take care of claim negotiations, adjuster meetings, and supplemental filings to ensure you receive the full amount you’re entitled to. If a gap remains, we offer strategic financing solutions to bridge the difference. Unlike many contractors who leave property owners to deal with insurance alone, K&M Roofing handles everything—so you don't have to battle insurers.

How do I know I’m getting a fair price and not being overcharged?

We operate with full transparency and use industry-standard pricing software (Xactimate) that aligns with what insurers recognize as fair costs. Our detailed inspections, expert assessments, and itemized estimates ensure you receive the best value for your investment. With over 60 years of combined experience, a track record of securing top-dollar insurance settlements, and a commitment to high-quality materials, you can trust that we are focused on delivering cost-effective, long-term solutions for your property—not upselling unnecessary work.

How do I know I can trust K&M?

At K&M Roofing, we understand that trust is everything when choosing a contractor. With over 60 years of combined experience and a reputation built on integrity, transparency, and superior craftsmanship, we’ve earned the trust of property owners throughout the region. We are fully licensed, insured, and an Owens Corning Platinum Preferred Contractor, ensuring your project is in expert hands. Unlike out-of-town storm chasers, we’re a local company committed to long-term service, and our satisfied clients can vouch for our reliability and quality work.

I’ve heard horror stories about storm damage restoration scams. How do I avoid getting ripped off?

The roofing industry, unfortunately, has its share of unreliable contractors. That’s why we prioritize transparency and accountability in every project. K&M Roofing provides detailed, written estimates, a clear scope of work, and absolutely no hidden fees. Unlike pop-up companies that follow storms, we have a long-standing reputation, hundreds of successful projects, and verifiable credentials. We encourage property owners to verify our licensing, read customer reviews, and compare us to other reputable contractors before making a decision.

Will my property be protected during the installation?

Yes. We know that restoration projects can disrupt usual activity, so we take every precaution to minimize downtime and protect your property. Our team secures job sites, safeguards HVAC units, and prevents debris from affecting your property. We use heavy-duty tarps, magnetic nail sweepers, and a strict cleanup process to ensure your property is left clean and hazard-free. Additionally, we coordinate with you to create a plan that allows for minimal disruption to your daily rhythms.

What if there are hidden costs that I wasn’t expecting?

With K&M Roofing, there are no surprise costs or hidden fees. Our team provides detailed, itemized estimates upfront, so you know exactly what’s covered before work begins. If we uncover unforeseen issues—such as moisture damage or structural concerns—we bring them to your attention immediately and discuss the best solutions before proceeding. Our commitment is full transparency so you can make informed decisions without pressure or unexpected financial burdens.

My roof isn’t leaking right now—can’t I just wait?

Even if your roof isn’t actively leaking, hidden damage could be getting worse. Small cracks, seam separations, ponding water, and hail damage may not show immediate signs of failure, but over time, they weaken your roof’s structure. Left unaddressed, this can lead to interior leaks, insulation damage, mold growth, and costly repairs. Acting now helps prevent expensive damage to the quality of your property.

How do I know if my roof really needs storm damage restoration?

A professional inspection is the only way to know for sure. Signs that your roof may need storm damage restoration include: pooling water, deteriorating seams, membrane punctures, granule loss, or leaks. Even if everything looks intact, our team uses thermal drone scans and advanced moisture detection to identify hidden issues beneath the roof surface that could lead to major failures in the future.

What happens if I delay storm damage restoration?

Delaying necessary restoration procedures can increase costs, reduce your roof’s lifespan, and risk insurance claim denial. Small problems often escalate into major structural damage, causing higher energy costs, interior water damage, and safety risks for any one on your property. Insurance companies may also refuse to cover repairs if they determine the damage was worsened by neglect.

Can I wait until next year to handle storm damage restoration?

Postponing storm damage restoration could cost you more in the long run. Insurance companies often impose strict claim filing deadlines (typically 6 to 12 months after a storm), and failing to act in time could mean paying out of pocket. Additionally, roofing material costs tend to increase year over year, making future replacements significantly more expensive.

Will my insurance still cover the cost of storm damage restoration if I wait too long?

Insurance companies expect timely action from property owners. If you delay filing a claim, they may argue that neglect, not storm damage, caused the issue—leading to partial or even full claim denial. By scheduling a free inspection now, you can document damage before it worsens and lock in your eligibility for coverage.

Is it really worth it to file an insurance claim?

Yes—if your roof has storm damage, your insurance policy is designed to protect your investment. A full roof replacement can cost tens or even hundreds of thousands of dollars, but if you have covered damage, your only out-of-pocket expense is your deductible. Many property owners unknowingly leave thousands of dollars in coverage on the table by not filing a claim. Our team ensures you get every dollar you’re entitled to while minimizing disruptions to your quality of life.

How long does the insurance claim process take?

The timeline varies, but most claims are resolved within 2 to 8 weeks. The process typically follows these steps:

  • 1-3 days: You file a claim with your insurance provider.
  • 1-2 weeks: The insurance adjuster inspects the roof.
  • 1-3 weeks: The claim is processed, and the first payment is issued.
  • 1-4 weeks after completion: Your final insurance payment is released.

Having an experienced roofing contractor like K&M Roofing speeds up the process and ensures nothing is missed, so you receive the full payout you deserve.

Will my insurance rates go up if I file a claim?

Storm damage claims typically do not increase your individual rates because they are considered “Acts of God” and not the fault of the property owner. However, if an area experiences widespread damage, insurance companies may adjust premiums for the entire region over time. Delaying repairs or ignoring damage could cost you far more in the long run.

What if my insurance adjuster says the damage isn’t bad enough to cover?

Insurance adjusters work for the insurance company—not for you. If your adjuster underestimates or denies the claim, you have options. We fight for property owners by providing: A detailed damage report using thermal drone scans and high-resolution imaging.On-site representation during inspections to ensure all damage is properly documented. Assistance with claim appeals and re-inspections to challenge underpaid or denied claims. If needed, we can also connect you with a public adjuster to negotiate on your behalf and ensure you receive full coverage.

Do I have to use the roofing contractor my insurance company recommends?

No—you have the legal right to choose your own roofing contractor. Some insurance companies push preferred vendors who may prioritize cost-cutting over quality. By choosing K&M Roofing, you get a trusted roofing expert who works for you, not the insurance company. We ensure your claim covers everything necessary for a durable, long-lasting roofing system—without hidden shortcuts.

How long does installation take?

The timeline depends on the size of the property, the complexity of the roof system, and weather conditions. Most storm damage restoration can take anywhere from a few days to several weeks. Factors such as material selection, existing damage, and the need for additional structural repairs can also affect the schedule. Before starting, we provide a clear project timeline so you know what to expect.

What is the installation process like?

Successful storm damage restoration requires a step-by-step approach to ensure long-term durability and minimal disruption. Our process includes:

  • Identifying interior leak spots to determine the source of water infiltration.
  • Comprehensive roof access & inspection to assess existing conditions.
  • State-of-the-art drone inspection with thermal imaging to detect hidden moisture.
  • Precision problem location & documentation for accurate repair recommendations.
  • Addressing problematic areas with targeted repairs to extend the life expectancy of your entire roofing system.
Will my property be protected during the restoration process?

Yes. We take extra precautions to ensure your property, including parking areas and landscaping, are protected throughout the project. Our team uses protective barriers, debris management systems, and thorough cleanup procedures to minimize disruption to the quality of your property.

What happens if unexpected issues are found during restoration?

If we uncover hidden structural damage, trapped moisture, or deteriorating insulation, we will immediately communicate our findings. We provide detailed documentation and solutions before proceeding so you can make informed decisions. Our goal is to prevent long-term damage and ensure your roof remains a reliable investment.

Do I need to be present during the restoration process?

In most cases, it’s not necessary to be present during the installation. We work to minimize disruptions and can schedule work at convenient times for you. Our team will ensure all safety protocols are followed to protect your property while you continue with your daily activities. However, we recommend being available for any important communications or decisions that may arise during the process.

Will the installation be noisy or disruptive?

Yes, roof work can be loud, but we take measures to limit disturbances. We coordinate with property owners to establish quiet periods if necessary and use best practices to complete the work as efficiently as possible.

What should I do to prepare for roof installation day?

To ensure a smooth process, we recommend:

  • Informing everyone who frequents the property about the project timeline.
  • Securing valuable items or belongings that could be affected by vibrations.
  • Designating an area for materials and crew access.
  • Reviewing safety protocols with everyone at the property to ensure everyone feels comfortable and safe during the project.
What happens after the restoration is complete?

Once storm damage restoration is complete, we:

  • Conduct a final walkthrough and quality assurance inspection.
  • Provide detailed documentation and warranty information for your records.
  • Perform a thorough cleanup, including a magnetic nail sweep to ensure no debris is left behind.

Still have questions?

Contact us on our contact form or give us a call at (903) 870-6748 for any questions

Get a Storm Damage Restoration Estimate & Maximize Your Insurance Payout

Don’t risk missing hidden damage or leaving money on the table. Our experts provide a free, no-obligation roof inspection, ensuring your insurance covers everything it should. Book today—before deadlines expire!

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The K&M Insider

Stay informed with the latest in roofing, insurance restoration, and exterior home improvements. From protecting your home after a storm to enhancing your outdoor space, our expert guides and industry insights help you make the best decisions for your property.

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